Legal Disclaimer

FHLBanks Office of Finance Web Site Legal Disclaimer

Terms and Conditions of Use/Acceptance of Terms and Conditions of Use

This website of the Office of Finance ("Website") includes information which is subject to change without notice.  The Office of Finance wants this information to be as up to date and accurate as possible, but we cannot guarantee and do not warrant that it is error-free or that your access will be uninterrupted or that material accessible from this site is free of viruses, and you should not rely on this site or the information contained in it in making an investment decision, or calculating the timing or amount of payments on debt securities or any other related information.  The material on this site is set forth for informational purposes only.

By moving to other screens of this Website, each viewer acknowledges that he/she has read this disclaimer, accepts these limitations and confirms that he/she is QUALIFIED to review this material.

By using this Website, all viewers acknowledge that (i) the presentation of this material neither constitutes an offer to sell nor a solicitation of an offer to buy the securities described, (ii) no recommendation is made concerning the securities described and (iii) it may be unlawful to offer to sell or to solicit an offer to buy the described securities in certain jurisdictions.  Before using this Website, interested parties must satisfy themselves that doing so will not contravene any applicable securities laws or other laws or regulations of jurisdictions other than the United States, and must ensure that they are not, due to residence, citizenship or otherwise, subject to such laws or regulations.

CAUTION: This site contains certain additional information that is not part of any offering notice, offering circular, pricing supplement or information memorandum for consolidated obligations of the Federal Home Loan Banks.  The offering circular for consolidated obligations of the Federal Home Loan Banks only incorporates by reference the documents identified under the heading "DOCUMENTS INCORPORATED BY REFERENCE" in the offering circular, and the information memorandum relating to the Federal Home Loan Banks Global Debt Program only incorporates by reference the documents identified under the heading  "AVAILABILITY OF INFORMATION AND INCORPORATION BY REFERENCE - Incorporation by Reference" in the information memorandum.

No other information is intended to become part of any offering notice or the offering circular, or any pricing supplement or the information memorandum.  No other information contained in or accessed through any other site shall be deemed to be part of this site.

The terms and conditions related to our activities are governed by various agreements between the Office of Finance and its counterparties, as well as certain policies and procedures that pertain to those activities.  In the event of inconsistencies between this Website material and such agreements, policies, and procedures, those agreements, policies, and procedures shall control.

Trademarks and Copyright

All content, text, images, data, information and other material, including without limitation editorial material, informational text and the FHLBANKS OFFICE OF FINANCE trademark and logo ("Content"), displayed, available or present on this Website, are the property of the Office of Finance or are presented with permission and/or under license, and are protected by applicable intellectual property laws of the United States.  The compilation of all Content on this Website is the exclusive property of the Office of Finance and protected by United States copyright and other applicable intellectual property laws.  This Content may not be reproduced, displayed, modified, distributed or otherwise used in any way for any public or commercial purpose without the express written permission of the Office of Finance.  Unauthorized use of the Content may violate copyright, trademark and other laws.

All other trademarks, service marks and logos are the property of their respective owners. 

Disclaimer and Limitation of Liability

Warranty, Disclaimers, Limitations on Liability and Remedies

The material on this Website, including all content, software and information, is provided "as is" and is used only at the sole risk of the user.   Neither the Office of Finance,  the Federal Housing Finance Agency, nor any of the Federal Home Loan Banks, nor any employee or agent of any of the foregoing, makes any warranty, express or implied, including without limitation, any  implied warranties of title, noninfringement, merchantability, results, quality, performance, accuracy, integration, completeness, accessibility compatibility, security, freedom from computer virus and fitness for a particular purpose, with respect to this Website and the material on this Website, and all such warranties are hereby disclaimed.   Neither the Office of Finance, the Federal Housing Finance Agency nor any of the Federal Home Loan Banks, nor any employee or agent of any of the foregoing, makes any representations or warranties as to whether the information accessible on this Website is accurate, complete, or current.   If applicable law does not allow the exclusion of some or all of the above implied warranties to apply to user, the above exclusions will apply to user to the fullest extent permitted by applicable law.

To the fullest extent permitted by applicable law, in no event shall the Office of Finance, the Federal Housing Finance Agency or any of the Federal Home Loan Banks, or any employee or agent of any of the foregoing, be liable for any errors contained herein or for incidental or consequential damages related to the use or performance of this site or its contents or be liable for any damages of any kind or character, including without limitation any compensatory, incidental, direct, indirect, special, punitive, or consequential damages, loss of use, loss of data, loss of income or profit, loss of or damage to property, claims of third parties, or other losses if any kind or character.

Links to Other Websites

The Office of Finance may provide links to other websites for the user's convenience only and for informational purposes.  The Office of Finance has no control over any such websites and the inclusion of any link to a website not owned by the Office of Finance is not an endorsement by the Office of Finance of the website or its contents.  The Office of Finance is not responsible for the content of any website to which it links, ranks, or identifies by means of a search and takes no responsibility for the products, services, policies, or actions of third parties or the accuracy, copyright compliance, legality, decency or any other aspect of the content of third-party websites.  The Office of Finance encourages its users to be aware when users are leaving its site and to read the policies of each website the user visits.

Links to the Office of Finance Website

The creation of a link to this Website or to any portion of this Website is expressly prohibited without prior written consent of the Office of Finance.

Governing Law

These Terms and Conditions and all materials on this Website are governed by and shall be construed in accordance with the laws of the Commonwealth of Virginia and the United States of America.  The venue for any matter relating to or arising from this Website shall be in the state or federal court of competent jurisdiction in the Commonwealth of Virginia.





Federal Home Loan Bank consolidated obligations are not obligations of the United States and are not guaranteed by the United States.